First off, this is a thing that’s close. Close to being paid off.
This is my smallest bit of debt and it’s going to be paid off in 7 months. That’s late this winter. I’m super excited about this because once it’s paid off, that’s $80 a month more I am put towards things I need, and what’s leftover can go towards an extra bit on my next smallest debt.
This is the next smallest bit.
It should take me about a year to pay that off after the first balance is cleared if I throw an extra $30 a month at it.
My remaining debts are larger but in a year and a half they’ll have shrink quite a bit and I can start making better progress on them.
In a way it’s going to be kind of a mixed blessing with how busy I’ll be with school over the next couple years. I’m going to be tired, busy, and probably won’t be doing much extracurricular shopping. I only have room for so many houseplants! Lol
The other thing I wanted to talk about being close to is the new semester. It starts on the 19th and I’m kind of freaking out. I have a super heavy course load and while I think I set myself up as well as I could for success, it’s still going to be a lot to learn in a fairly short time.
The history class in taking only runs half the term, and I’m hoping I already know a lot of the Spanish that will be taught first semester.
But the biology and math are going to be very challenging.
One day at a time though. Baby steps.