money

A Small Rant

Months ago, I took out a couple microloans with Affirm. No big deal except I’m bad with using credit in any form responsibly, and even though they don’t charge late fees, they’ve made it really hard to get rid of them.

They won’t allow me close my account or put a block on taking out new loans, until all my existing ones are paid in full. And because I live check to check, it’s hard to make the payments and still squeeze by. I understand this was my bad planning but it’s frustrating.

Right now my credit is taking a ding because I’m snowballing the loans. Paying off the smallest and on up. This means the other loans are delinquent until I get to them, but it also means they won’t let me open new ones, so it’s kind of a win.

But ugh!

Holidays on the Homestead

So tonight was the annual Holidays in the Homestead at the Antelope Valley Indian Museum. I’ve participated as a vendor I think 4 years in a row now, including one year when I was the only vendor who showed up. That was an interesting but pretty profitable night .. Lol.

Tonight there a a good turnout with 5 vendors and a pretty good turnout of guests. I was really apprehensive about the stock I was bringing because I was going to be focused on things that were new to me  and steering away from jewelry. Turns out that was a good move because 80% of the other vendors’ offerings were jewelry.

I took several small finished cross stitch designs (3 sold), stuffed toys (I sold 2 or 3 I can’t remember), crocheted flower hair clips (sold 4 pair), cotton face scrubbies (sold 4 or 5 I think), Halloween magnets (I sold most of the bats), $1 bracelets (sold 2), and shockingly I sold 2 of my 3 paintings. I didn’t sell any earrings.

The stuffed toys I sold pretty cheaply because I’m running out of room to store them. I let the paintings go inexpensively as well simply because they were quick and inexpensive to make.

I ended up making $85 over the cost of my table, so it was a pretty successful night and fun too.

There were a few people who wanted things for less then it costs to make them but most people were pretty decent about the prices.

Afterwards, I put my cash in at the ATM and grabbed a bite to eat  When I got home I paid off a small bill and Monday I’ll see about replacing one of my tires. My mom has informed me she won’t accept any repayment of what I owe her until I get at least one new tire… Lol.

Another Dream

I had the weirdest dream. I was at a huge 3 story mall and I had returned something and got $26 back. A $20, a $5, and a $1.

I was walking the mall, and this guy in bad drag picked my pocket and kept pretending to give me back my money but it was all obvious fakes. $3 bills and stuff.

Somehow I knew he was really a fish and I got him to change back to his fish form so I put him in a baggie and took him to the mall cops. He was a danio. But he died in the bag before it was my turn (I had to wait in line until they called my number) and they could make him give my money back.

The mall cop gave me $26 after writing up so crazy report that the pet store overcharged me by that much and a refund was owed, and then I got in my car and drove home.

Christmas is Coming!

I’ve completely turned into one of those people. Its not even Thanksgiving yet and I’m itching to set up my little Christmas tree, with its tiny little ornaments, fake birds, and big fluffy bow on top. I’m ready to wrap the little crocheted tree skirt around its base, and plug in my single strand of lights after wrapping them around it. And I’m ready to start shopping, and wrapping my gifts to place under it.

I think I’ve got my mom’s Christmas gift figured out. I’m just hoping some of the components will go on sale soon (yes Black Friday / Cyber Monday, I’m looking at you!) and I can save a few bucks because it’s not an inexpensive gift I’m planning.

I had mom write me a check and mailed it off to the Antelope Valley Indian Museum so on December 2nd, I’ll be there selling my makes. I didn’t really make anything new and I actually donated a lot of my stock to thrift but it was stuff I didn’t feel amazing about and would have felt weird about selling.

I’m hoping to bring home $50 and I can put that towards Christmas shopping, but honestly the Antelope Valley Indian Museum is one of the places I like to support anyway so I’m not super concerned with heavy profiting there. I’m just glad to be able to help them out.

Adulting LOL

Yesterday was filled with adulting. I woke up at 6am, got dressed, put on a little makeup, and got Yuba ready to go out. I put on his thundershirt and his harness, and we got in the car. We drove to the vet and pretty soon my little boy was checked in for surgery. He was getting neutered.

I drove to the bank, pulled out money, and went to Home Depot and bought some garage hooks to temporarily hang up my ukes. Then I went to Dollar Tree and bought some nail polish.

I tried the 99¢ Only store but they don’t have nail polish and by them it was almost time for Guitar Center to open. I went in, bought a wall mount guitar hanger and then headed back towards Lancaster.

On the way, I stopped at Horizon Comics and looked to see if he had volume 3 of Paper Girls in yet. He didn’t, but I ended up buying two volumes of I Hate Fairyland instead.

From there I went to the beauty school and got my hair trimmed and sides shaved again. Then gas in the car, money into my other bank, and home.

Once home, I made some phone calls for my mom and watched a few episodes of Rick and Morty and paid some bills. Then it was time to go pick up Yubi.

Yubi heard my voice and came straight to me when they brought him out. My poor baby boy was so glad to see me. And he was out of  it enough that the ride home was uneventful for him.

After we got home, I did the dishes, and got something to eat. I also ordered a few things I needed from Amazon.

It was a long day, but I got a lot done. Today won’t be as long or busy, but I going to be out of the house for most of the evening.