First off, this is a thing that’s close. Close to being paid off.
This is my smallest bit of debt and it’s going to be paid off in 7 months. That’s late this winter. I’m super excited about this because once it’s paid off, that’s $80 a month more I am put towards things I need, and what’s leftover can go towards an extra bit on my next smallest debt.
This is the next smallest bit.
It should take me about a year to pay that off after the first balance is cleared if I throw an extra $30 a month at it.
My remaining debts are larger but in a year and a half they’ll have shrink quite a bit and I can start making better progress on them.
In a way it’s going to be kind of a mixed blessing with how busy I’ll be with school over the next couple years. I’m going to be tired, busy, and probably won’t be doing much extracurricular shopping. I only have room for so many houseplants! Lol
The other thing I wanted to talk about being close to is the new semester. It starts on the 19th and I’m kind of freaking out. I have a super heavy course load and while I think I set myself up as well as I could for success, it’s still going to be a lot to learn in a fairly short time.
The history class in taking only runs half the term, and I’m hoping I already know a lot of the Spanish that will be taught first semester.
But the biology and math are going to be very challenging.
One day at a time though. Baby steps.
Months ago, I took out a couple microloans with Affirm. No big deal except I’m bad with using credit in any form responsibly, and even though they don’t charge late fees, they’ve made it really hard to get rid of them.
They won’t allow me close my account or put a block on taking out new loans, until all my existing ones are paid in full. And because I live check to check, it’s hard to make the payments and still squeeze by. I understand this was my bad planning but it’s frustrating.
Right now my credit is taking a ding because I’m snowballing the loans. Paying off the smallest and on up. This means the other loans are delinquent until I get to them, but it also means they won’t let me open new ones, so it’s kind of a win.
So tonight was the annual Holidays in the Homestead at the Antelope Valley Indian Museum. I’ve participated as a vendor I think 4 years in a row now, including one year when I was the only vendor who showed up. That was an interesting but pretty profitable night .. Lol.
Tonight there a a good turnout with 5 vendors and a pretty good turnout of guests. I was really apprehensive about the stock I was bringing because I was going to be focused on things that were new to me and steering away from jewelry. Turns out that was a good move because 80% of the other vendors’ offerings were jewelry.
I took several small finished cross stitch designs (3 sold), stuffed toys (I sold 2 or 3 I can’t remember), crocheted flower hair clips (sold 4 pair), cotton face scrubbies (sold 4 or 5 I think), Halloween magnets (I sold most of the bats), $1 bracelets (sold 2), and shockingly I sold 2 of my 3 paintings. I didn’t sell any earrings.
The stuffed toys I sold pretty cheaply because I’m running out of room to store them. I let the paintings go inexpensively as well simply because they were quick and inexpensive to make.
I ended up making $85 over the cost of my table, so it was a pretty successful night and fun too.
There were a few people who wanted things for less then it costs to make them but most people were pretty decent about the prices.
Afterwards, I put my cash in at the ATM and grabbed a bite to eat When I got home I paid off a small bill and Monday I’ll see about replacing one of my tires. My mom has informed me she won’t accept any repayment of what I owe her until I get at least one new tire… Lol.
I had the weirdest dream. I was at a huge 3 story mall and I had returned something and got $26 back. A $20, a $5, and a $1.
I was walking the mall, and this guy in bad drag picked my pocket and kept pretending to give me back my money but it was all obvious fakes. $3 bills and stuff.
Somehow I knew he was really a fish and I got him to change back to his fish form so I put him in a baggie and took him to the mall cops. He was a danio. But he died in the bag before it was my turn (I had to wait in line until they called my number) and they could make him give my money back.
The mall cop gave me $26 after writing up so crazy report that the pet store overcharged me by that much and a refund was owed, and then I got in my car and drove home.
I’ve completely turned into one of those people. Its not even Thanksgiving yet and I’m itching to set up my little Christmas tree, with its tiny little ornaments, fake birds, and big fluffy bow on top. I’m ready to wrap the little crocheted tree skirt around its base, and plug in my single strand of lights after wrapping them around it. And I’m ready to start shopping, and wrapping my gifts to place under it.
I think I’ve got my mom’s Christmas gift figured out. I’m just hoping some of the components will go on sale soon (yes Black Friday / Cyber Monday, I’m looking at you!) and I can save a few bucks because it’s not an inexpensive gift I’m planning.
I had mom write me a check and mailed it off to the Antelope Valley Indian Museum so on December 2nd, I’ll be there selling my makes. I didn’t really make anything new and I actually donated a lot of my stock to thrift but it was stuff I didn’t feel amazing about and would have felt weird about selling.
I’m hoping to bring home $50 and I can put that towards Christmas shopping, but honestly the Antelope Valley Indian Museum is one of the places I like to support anyway so I’m not super concerned with heavy profiting there. I’m just glad to be able to help them out.
Yesterday was filled with adulting. I woke up at 6am, got dressed, put on a little makeup, and got Yuba ready to go out. I put on his thundershirt and his harness, and we got in the car. We drove to the vet and pretty soon my little boy was checked in for surgery. He was getting neutered.
I drove to the bank, pulled out money, and went to Home Depot and bought some garage hooks to temporarily hang up my ukes. Then I went to Dollar Tree and bought some nail polish.
I tried the 99¢ Only store but they don’t have nail polish and by them it was almost time for Guitar Center to open. I went in, bought a wall mount guitar hanger and then headed back towards Lancaster.
On the way, I stopped at Horizon Comics and looked to see if he had volume 3 of Paper Girls in yet. He didn’t, but I ended up buying two volumes of I Hate Fairyland instead.
From there I went to the beauty school and got my hair trimmed and sides shaved again. Then gas in the car, money into my other bank, and home.
Once home, I made some phone calls for my mom and watched a few episodes of Rick and Morty and paid some bills. Then it was time to go pick up Yubi.
Yubi heard my voice and came straight to me when they brought him out. My poor baby boy was so glad to see me. And he was out of it enough that the ride home was uneventful for him.
After we got home, I did the dishes, and got something to eat. I also ordered a few things I needed from Amazon.
It was a long day, but I got a lot done. Today won’t be as long or busy, but I going to be out of the house for most of the evening.
I’ve got some things coming up and I’m kinda overwhelmed by them. As usual, I forgot my car registration is coming due. So that’s $96 in October. And when Yuba turns 4 months old, which is just in a few weeks, he’ll be getting neutered, another $95 + maybe a little more. And there’s little expenses that aren’t my regular ones I need to take care of. I could delay his neutering but I want it done as young as possible so maybe he’ll never start lifting his leg. I hate when boy dogs pee all over everything. And then there’s the $288 I owe Verizon… They’ve been sending me bills on the regular, so that really needs to get paid off too ASAP.
The first weekend in October is Bark at the Park… which I really want to go to with Yuba, but I need to see if he can manage to walk nicely on a least first. We’ve been working on sit and down though with the boys and they already have sit down pretty well. Down is a work in progress but we’ve just started practicing it a few days ago. I have almost 2 months to work on walking on the leash though so I think he’ll be fine. 🙂
I mean one way or another I’ll manage to juggle it all but I’m just like ugh! Everything comes on all at once! I’m honestly thinking of putting it all on a credit card… I hate to do it, because interest, but I could easily pay it off over 3 months and it would all be done with a lot less stress.
Things have cooled off and I feel like I’m in a much better place emotionally/mentally. I feel calmer, more in control, and less… well, crazy. This is good. I’m okay.
I’ve managed to sell a few more things, including some yarn and some books, and hope to sell more over the next few weeks. I have my car registration coming up in October, and I need to get Yuba neutered, which is going to cost me another hundred bucks or so. Money I don’t typically have just laying around. I also want to get some more piercings, which will cost money too.
Right now, my extra expenses over the next few months are basically $96 car registration, $100 Yuba’s neutering, and whatever it will cost for my next piercings. I’d like a few rings put through my outer labia, a second set of holes in my earlobes, and I kinda want my belly button done but I’m not sure if that can happen because of the scarring I have from two surgeries through my navel. There’s also Bark at the Park in October that I want to take Yuba to, and I would like to have about $30 of spending money for that as well.
I’m working on housebreaking Yuba, which was going really well, but then we got down to one other puppy, and when he was brought inside, everything went to shit. Tonight I’ve got them both in my room and they will both go in the crate tonight and hopefully there won’t be any messes to clean up because in theory they will tell me when they need to go out in the morning and I will rush them outside and treat them for going potty like good puppies.
I don’t really have much else going on right now. Its mostly puppies and puppies and more puppies, and getting holes punched in me. I can’t remember if I posted about it, but a month after I got my nips done, I went back and got a VCH and my septum done too.
Oh! And I finally got the spare room set up as my craft room, so that’s good. I just haven’t done any work in there yet. I started to one day, but it didn’t happen.